How does the rewards plan really work?
Explained simply · 2½ minutes
The Bellver rewards plan in plain English. Watch first, then play with each step below.
Do I have to refer anyone?
Optional
You can use the card and never refer anyone. If you do share it, you can earn in two ways.
Paid once, in USDT, for every card ordered through your link.
0.1% of card top-ups in your matrix, every month you qualify.
What do I earn per card?
Direct commission
One-time, per card ordered through your link. You earn it wherever that person is placed.
Basic
Premium
Business
Gold
If they upgrade later, you earn an extra 50% of the commission for the level they move up to.
Where do people go?
The 2x2 matrix
Seats fill like reading a book: top row first, left to right, then the next row. No gaps, and nobody skips the line. Try it.
Do I build alone?
Spillover
When people above you refer more than two, their extras flow down into the next free seats, and some land under you.
This isn't a binary. You're paid on everyone in your paid levels, left and right.
Spillover cardholders count toward your monthly rewards when they sit in a level you qualify for.
You don't get a direct commission on spillover. That goes to whoever referred them.
Seats in total, by level
Bars are on a stepped scale so the small levels stay visible. Gold bars are the depth each star level is paid on.
How am I actually paid?
The 0.1%
Every time a cardholder in your paid levels loads money onto their card, you receive 0.1%. They load $300, you get 30 cents.
This is an illustration, not a promise. Real results depend on how many cardholders are actually in your paid levels and how much they load. You're only paid for a month if you load at least $100 onto your own card.
How deep am I paid?
Stars
Your first star: your own Premium card, plus two people you refer directly who each get Premium or higher. Each new star after that: two of your direct referrals who reached the star below yours.
Level depths are from Bellver's 08/2026 plan; check your dashboard for current numbers. A Basic card earns direct commissions only.
How do I stay paid?
The $100 rule
Load at least $100 onto your own card each month. It's not a fee. It's your own money, to spend however you like. The only cost is the 3.9% top-up fee.
Rewards are paid in USDT on the 15th of every month. Minimum withdrawal is $100. Your seat starts when your card is bought, so get your own card before you refer.
Still wondering?
Quick answers
No. Using the card never depends on referring anyone, and the plan only ever asks for two direct referrals per star.
No. It's your own money loaded onto your own card. The 3.9% top-up fee is the only cost.
No. Only cardholders take a seat. Registering alone does not.
No. The system always uses the next free seat, top to bottom, left to right.
No. Bellver's large examples assume every seat is filled and everyone loads $300 a month. Early on, direct commissions are usually the bigger part.
Ready?
Your seat starts when your card is bought. Premium or higher puts you in line for monthly rewards.